# FISART > AI-driven M&A advisor for businesses with $1M–$100M in revenue. Success-based fees, 500+ matched buyers per engagement, first offers in under 45 days. FISART is the investment bank for business owners, combining elite M&A advisors with proprietary AI to run faster, more competitive sell-side processes. We source 5–20x more buyers than traditional brokers, charge no monthly retainer, and generate first offers in under 45 days on average. ## Key pages - [Home](https://fisart.com/): FISART is the investment bank for business owners, combining elite M&A advisors with proprietary AI to run faster, more competitive sell-side processes. - [How we sell your business](https://fisart.com/sellers): The sellside intelligence behind the most profitable exits — frameworks that deliver clarity, leverage, and world-class outcomes for business owners. - [Services](https://fisart.com/services): Full-service M&A advisory for small and mid-sized business owners — sell-side execution, valuations, and strategic exit guidance. - [Free valuation](https://fisart.com/freevaluation): Free AI-powered estimate of your business's value in under two minutes. Select your industry, enter your financials, and see an estimated range. - [Industries we cover](https://fisart.com/industries): M&A advisory across Home & Field Services, Business & Professional Services, Financial & Specialty Services, Industrials & Infrastructure, Healthcare Services, and Consumer & Branded Businesses. - [FAQ](https://fisart.com/faq): Answers to common questions about selling your business with FISART — process, fees, timeline, and how we source buyers. - [About FISART](https://fisart.com/about): Our mission to transform M&A advisory with AI-driven buyer sourcing and elite deal execution. - [Careers](https://fisart.com/careers): Join FISART as an Investment Banker. $80-150K base salary plus 30% commission on fees, with AI-powered deal sourcing. - [Contact](https://fisart.com/contact): Schedule a confidential M&A consultation and find out what your business could be worth. ## Blog & insights - [Blog index](https://fisart.com/blog): Expert insights on selling your business, M&A trends, valuation strategies, and exit planning. - [Customer Concentration in Business Valuation: The Hidden Discount Most Owners Don't See Coming](https://fisart.com/blog/customer-concentration-business-valuation): A single customer that represents more than 20% of revenue typically cuts a business valuation by 10-25% in diligence. The owner usually finds out at the LOI stage, not before. - [The Pre-Exit Tax Window: Why Pre-Exit Tax Planning Has to Start 3 Years Before the Sale](https://fisart.com/blog/pre-exit-tax-planning-business-sale): The single biggest tax-related decision in a business sale is almost never made during the sale. It is made years before, when the founder structures the entity and addresses estate planning while the company value is still relatively low. - [AI M&A Advisor vs. Traditional Broker: Who Sells Your Business for More?](https://fisart.com/blog/ai-ma-advisor-vs-traditional-broker): AI-driven M&A advisors source 5-20x more buyers, generate first offers 60-70% faster, and typically charge no upfront retainer. Here's how the two models compare on fees, timelines, and outcomes. - [Small Business Valuation: How It Actually Works in 2026](https://fisart.com/blog/small-business-valuation-2026): Most small businesses sell for 2.2x to 3.3x their Seller's Discretionary Earnings. Understand the three valuation methods, SDE vs EBITDA, and what actually drives your number. - [Why Most Business Owners Never Sell (And What Happens Instead)](https://fisart.com/blog/why-most-business-owners-never-sell): Six million U.S. small businesses will face ownership transitions by 2035 representing $5 trillion in enterprise value. 92% will close without a sale. Here is why — and what the 8% who exit successfully do differently. - [HVAC Business Valuation: What Your Company Is Worth in 2026](https://fisart.com/blog/hvac-business-valuation-2026): HVAC business valuation multiples in 2026 range from 3x to 10x EBITDA, depending on revenue size, recurring maintenance contract revenue, owner dependency, and geographic density. - [How to Make Your Business Sale-Ready in 2026: What Buyers Actually Want](https://fisart.com/blog/business-sale-ready-2026): A practical guide for business owners with $2M to $50M in revenue who want to maximize their exit value. - [Strategic vs. Financial Buyers: Who Pays More — and Why](https://fisart.com/blog/strategic-vs-financial-buyers): Not all buyers value your business the same way. Understanding the difference is one of the most important factors in determining price, terms, and speed. - [Earn-Out in Business Sale: 12 Questions Every Seller Asks](https://fisart.com/blog/earn-out-explained): Earn-outs are one of the most common — and most misunderstood — deal structures in business sales. This guide answers the 12 questions every seller asks, backed by real transaction data. - [EBITDA Multiples by Industry 2026: Complete Data Table](https://fisart.com/blog/ebitda-multiples): EBITDA multiples by industry range from 3.0x to 12.0x for SMB service businesses. Complete data table with ranges, medians, and the factors that push businesses to the high or low end. - [How Long Does It Take to Sell a Business? 14 Questions Owners Ask Before Listing](https://fisart.com/blog/how-long-to-sell-business): Most business sales take 6 to 10 months from preparation to closing. See real timelines for each phase and what causes the biggest delays. - [Letter of Intent in M&A: What It Means and What to Watch For](https://fisart.com/blog/letter-of-intent-explained): A letter of intent sets the framework for your entire deal. Learn which terms are binding, what to negotiate, and the most common mistakes sellers make. - [Selling a Business Checklist: 10 Steps to Complete Before Going to Market](https://fisart.com/blog/sell-business-checklist): 10 steps to complete before taking your company to market. Covers financials, QoE reports, SOPs, valuation, and deal team assembly. - [12 Steps to Prepare Your Business for Sale](https://fisart.com/blog/preparing-business-for-sale): Most owners think preparation starts when they decide to sell. In reality, the outcome is largely determined months or years before that moment. - [Why Buyers Lowball First — and Why It's Rational](https://fisart.com/blog/why-buyers-lowball): Lowball offers frustrate business owners. But here's the uncomfortable truth: Lowballing is not bad behavior. It's rational behavior. - [Why Competitive Auctions Deliver 30% Higher Offers](https://fisart.com/blog/competitive-auction-benefits): Most business owners believe price is negotiated. In reality, price is discovered. Nothing changes outcomes more reliably than a properly run competitive auction. - [The Complete Business Valuation Guide for 2026](https://fisart.com/blog/valuation-guide-2026): Business valuation is not a single number. It is a range, shaped by earnings quality, risk, buyer type, deal structure, and the process used to sell the business. - [How AI Is Transforming M&A Advisory for Small Businesses](https://fisart.com/blog/ai-transforming-ma-advisory): AI is not making advisors faster at the same work. It's changing how sell-side M&A is executed at a fundamental level — especially for owner-led businesses. ## Industries - [Home and Field Services](https://fisart.com/industries/home-field-services): HVAC • Plumbing • Electrical • Pest Control • Roofing and Exteriors • Landscaping • Pool Services • Fire and Life Safety - [HVAC](https://fisart.com/industries/home-field-services/hvac) - [Plumbing](https://fisart.com/industries/home-field-services/plumbing) - [Electrical](https://fisart.com/industries/home-field-services/electrical) - [Pest Control](https://fisart.com/industries/home-field-services/pest-control) - [Roofing and Exteriors](https://fisart.com/industries/home-field-services/roofing-exteriors) - [Landscaping](https://fisart.com/industries/home-field-services/landscaping) - [Pool Services](https://fisart.com/industries/home-field-services/pool-services) - [Fire and Life Safety](https://fisart.com/industries/home-field-services/fire-life-safety) - [Business and Professional Services](https://fisart.com/industries/business-professional-services): Accounting and Tax • Staffing and Recruiting • Professional Services • HR Services and HR Tech • IT and Managed Services • Consulting • Marketing Agencies • Vertical Software - [Accounting and Tax](https://fisart.com/industries/business-professional-services/accounting-tax) - [Staffing and Recruiting](https://fisart.com/industries/business-professional-services/staffing-recruiting) - [Professional Services](https://fisart.com/industries/business-professional-services/professional-services) - [HR Services and HR Tech](https://fisart.com/industries/business-professional-services/hr-services-tech) - [IT and Managed Services](https://fisart.com/industries/business-professional-services/it-managed-services) - [Consulting](https://fisart.com/industries/business-professional-services/consulting) - [Marketing Agencies](https://fisart.com/industries/business-professional-services/marketing-agencies) - [Vertical Software](https://fisart.com/industries/business-professional-services/vertical-software) - [Financial and Specialty Services](https://fisart.com/industries/financial-specialty-services): Specialty Finance • Registered Investment Advisors (RIA) • Insurance Agencies • Mortgage Brokers • Niche Brokerages • Wealth Management Firms - [Specialty Finance](https://fisart.com/industries/financial-specialty-services/specialty-finance) - [Registered Investment Advisors](https://fisart.com/industries/financial-specialty-services/ria) - [Insurance Agencies](https://fisart.com/industries/financial-specialty-services/insurance-agencies) - [Mortgage Brokers](https://fisart.com/industries/financial-specialty-services/mortgage-brokers) - [Niche Brokerages](https://fisart.com/industries/financial-specialty-services/niche-brokerages) - [Wealth Management Firms](https://fisart.com/industries/financial-specialty-services/wealth-management) - [Industrials and Infrastructure](https://fisart.com/industries/industrials-infrastructure): Manufacturing • Industrial Equipment and Services • Distribution • Fabrication • Precision Machining • Aerospace and Defense - [Manufacturing](https://fisart.com/industries/industrials-infrastructure/manufacturing) - [Industrial Equipment and Services](https://fisart.com/industries/industrials-infrastructure/industrial-equipment) - [Distribution](https://fisart.com/industries/industrials-infrastructure/distribution) - [Fabrication](https://fisart.com/industries/industrials-infrastructure/fabrication) - [Precision Machining](https://fisart.com/industries/industrials-infrastructure/precision-machining) - [Aerospace and Defense](https://fisart.com/industries/industrials-infrastructure/aerospace-defense) - [Healthcare Services](https://fisart.com/industries/healthcare-services): Physician Services • Dental Practices • Senior Care • Behavioral Health • Physical Therapy • Health IT Services - [Physician Services](https://fisart.com/industries/healthcare-services/physician-services) - [Dental Practices](https://fisart.com/industries/healthcare-services/dental-practices) - [Senior Care](https://fisart.com/industries/healthcare-services/senior-care) - [Behavioral Health](https://fisart.com/industries/healthcare-services/behavioral-health) - [Physical Therapy](https://fisart.com/industries/healthcare-services/physical-therapy) - [Health IT Services](https://fisart.com/industries/healthcare-services/health-it) - [Consumer and Branded Businesses](https://fisart.com/industries/consumer-branded): Branded CPG • Specialty Retail • Direct-to-Consumer (DTC) Brands • Personal Care • Wellness • Food and Beverage • Beauty and Cosmetics • E-commerce - [Branded CPG](https://fisart.com/industries/consumer-branded/branded-cpg) - [Specialty Retail](https://fisart.com/industries/consumer-branded/specialty-retail) - [Direct-to-Consumer (DTC) Brands](https://fisart.com/industries/consumer-branded/dtc-brands) - [Personal Care](https://fisart.com/industries/consumer-branded/personal-care) - [Wellness](https://fisart.com/industries/consumer-branded/wellness) - [Food and Beverage](https://fisart.com/industries/consumer-branded/food-beverage) - [Beauty and Cosmetics](https://fisart.com/industries/consumer-branded/beauty-cosmetics) - [E-commerce](https://fisart.com/industries/consumer-branded/ecommerce) ## Legal - [Privacy Policy](https://fisart.com/privacy) - [Terms of Use](https://fisart.com/terms)